SuperDivide vs SplitwiseAn Honest Comparison

Both are excellent expense-splitting apps, but they serve different needs. Splitwise is established with a massive user base and a generous free tier - it's a solid, reliable choice. SuperDivide shines if you value speed (instant loading), advanced receipt scanning (line-item detection, not just totals), integrated payments (no app switching), keyboard shortcuts for power users, and detailed analytics. If you're happy with Splitwise's features, there's no pressing need to switch. But if you've ever been frustrated by slow loading, basic OCR, or the hassle of paying outside the app, SuperDivide addresses exactly those pain points. Try both and see which workflow feels better for you.

Yes! SuperDivide offers one-click Splitwise data import. Here's how it works: Export your data from Splitwise (Settings → Account → Export Data), then upload the CSV file to SuperDivide during onboarding or from your settings page. We'll automatically import all your groups, expenses, payment history, and outstanding balances. The entire process takes under 2 minutes, and your expense history is preserved completely. You can even run both apps simultaneously if you want to test SuperDivide before fully committing. Your friends don't need to switch immediately - you can manage groups on SuperDivide while they continue using Splitwise until they're ready to join you.

Great question! Splitwise's free tier is generous, and for basic expense tracking, it works well. SuperDivide's free tier is also robust, but here's what you gain: (1) Time savings - Our receipt OCR detects individual line items, so you're not manually typing each person's order. This alone saves 5-10 minutes per group meal. (2) Integrated payments - Pay directly in-app instead of opening Venmo/PayPal separately. (3) Speed - Instant loading vs. 2-3 second waits add up across hundreds of uses. (4) Analytics - See spending patterns, category breakdowns, and trends that Splitwise doesn't offer. (5) Keyboard shortcuts - Add expenses, navigate groups, and settle payments without touching your mouse. For casual users, Splitwise free is fine. For active users managing multiple groups or frequent expenses, SuperDivide's premium features ($4.99/mo) pay for themselves in time saved. Try our 30-day free trial to see if the productivity gains are worth it for your use case.

Not immediately! SuperDivide supports cross-platform collaboration during migration. Here's how it works: You can import your Splitwise groups and invite friends to SuperDivide via email or shareable links. They'll receive an invitation explaining the benefits and migration process. Friends can join at their own pace - there's no forced timeline. You can even maintain groups on both platforms during the transition period if needed. Once they experience the faster interface, better receipt scanning, and integrated payments, most users bring their groups over within a few weeks. We also provide group admin tools to track who's migrated and send gentle reminders. The migration guide includes templates for explaining the switch to your groups professionally. Bottom line: You can start using SuperDivide today for new expenses while your friends decide whether to join. No pressure, no ultimatums.

Absolutely! SuperDivide offers a 30-day free trial of our Premium plan with no credit card required upfront. This gives you full access to all features: advanced receipt OCR, integrated payments, unlimited groups, priority customer support, keyboard shortcuts, detailed analytics, and more. During your trial, you can import your Splitwise data, test the mobile apps, and see if the performance improvements matter for your workflow. If you decide SuperDivide isn't the right fit, simply cancel before the trial ends - no charges, no questions asked. You can also downgrade to our generous free tier (unlimited expenses, up to 3 groups, basic receipt scanning) after the trial if you don't need premium features. We believe once you experience the speed difference and time-saving features, you won't want to go back. But the trial ensures you're making an informed decision with zero financial risk.

Your expense history is sacred - we treat it with the utmost care. When you import from Splitwise, SuperDivide preserves: (1) All historical expenses with dates, amounts, descriptions, and participants. (2) Payment records and settlement history. (3) Group memberships and balances. (4) Expense categories and tags. (5) Attached photos and receipts. Everything appears exactly as it did in Splitwise, just in a faster, more modern interface. We use bank-level encryption (256-bit SSL) for data transfer and storage. Your imported data is never shared with third parties, and you can export it anytime in CSV, PDF, or JSON formats. If you ever decide to switch back to Splitwise or try another app, you own your data completely - no lock-in. We also offer automatic monthly backups for Premium users, ensuring your expense history is protected even if something happens to your device or account.

Yes! SuperDivide's mobile apps (iOS, Android) and Progressive Web App (PWA) all support full offline functionality. You can add expenses, edit groups, upload receipt photos, and review balances without an internet connection. Changes are queued locally and automatically sync when you reconnect to WiFi or cellular data. This is especially useful for travel groups in areas with poor connectivity - you can track expenses throughout your trip and everything syncs seamlessly when you're back online. The offline mode uses the same local-first architecture as Splitwise, so you won't notice any workflow differences. Receipt OCR requires an internet connection for processing (our AI models run in the cloud), but photos are saved locally and processed automatically when you reconnect. Offline support is identical across all platforms, ensuring a consistent experience whether you're on your phone, tablet, or laptop.

This is SuperDivide's standout feature. Splitwise's receipt scanning uses basic OCR to detect the total amount - you still manually itemize who ordered what. SuperDivide's advanced OCR detects individual line items, prices, quantities, and even suggests smart splits based on who ordered what. For example, scan a restaurant receipt with 4 entrees, 2 appetizers, and drinks. SuperDivide identifies each item with its price, and you simply tap names to assign items to people. The app automatically calculates tax and tip proportionally. This works for grocery receipts, utility bills, and even handwritten receipts with surprising accuracy. We use the latest vision AI models (updated quarterly) and support multiple languages and currencies. The time savings are dramatic - what takes 5 minutes of manual entry in Splitwise takes 30 seconds in SuperDivide. For groups that split bills frequently (roommates, regular dining groups, travel buddies), this feature alone justifies the switch. Try it with your next receipt and you'll immediately see the difference.

SuperDivide integrates with: Apple Pay, Google Pay, Venmo, PayPal, Cash App, Zelle (coming soon), direct bank transfers (ACH), and major credit/debit cards (Visa, Mastercard, Amex, Discover). All payments happen in-app - no copying usernames or switching to other apps. We partner with Stripe and PayPal for payment processing, ensuring bank-level security (PCI-DSS Level 1 compliance). Transaction fees are transparent: instant payments via card (2.9% + 30¢), bank transfers are free but take 1-3 days, and Venmo/PayPal use their standard fee structures. International payments support 135+ currencies with real-time exchange rates via Wise integration. Payment history is tracked automatically, so you always know who's paid and who owes money. For premium users, we offer scheduled payments (auto-pay monthly rent) and payment reminders (gentle nudges to friends who haven't settled). If a payment method you need isn't listed, let us know at support@superdivide.com - we add new integrations based on user demand.

Security is our top priority. SuperDivide uses: (1) Bank-level 256-bit SSL/TLS encryption for all data transmission. (2) End-to-end encryption for sensitive financial information. (3) PCI-DSS Level 1 compliance for payment processing (same standard as banks). (4) Two-factor authentication (2FA) for account access. (5) Regular third-party security audits by independent firms. (6) SOC 2 Type II certification (in progress). We never store credit card numbers or bank credentials - all payment data is tokenized through Stripe and PayPal. Your expense data is stored on enterprise-grade AWS servers with automatic backups, redundancy, and DDoS protection. We're GDPR compliant and give you complete control over your data - view, export, or delete it anytime from your account settings. Our team includes former security engineers from Stripe and Square, and we maintain a responsible disclosure program for security researchers. You can review our full security practices at superdivide.com/security, or contact our security team at security@superdivide.com with any concerns.