Terms of Service

1. Acceptance of Terms

By accessing and using SuperDivide ("the Service"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our service.

2. Description of Service

SuperDivide is an expense splitting and management platform that allows users to:

• Track and split expenses with friends, family, and groups
• Manage shared bills and payments
• Settle debts through integrated payment systems
• Analyze spending patterns and generate reports
• Import data from other expense management applications

3. User Accounts

Account Creation

• You must be at least 18 years old to create an account
• Provide accurate and complete information during registration
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized account access

Account Responsibilities

• You are responsible for all activities under your account
• Keep your contact information up to date
• Use the service only for lawful purposes
• Respect other users' privacy and rights

4. Acceptable Use

You agree not to:

• Use the service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Upload malicious code or conduct security testing
• Harass, abuse, or harm other users
• Create fake accounts or impersonate others
• Violate any laws or regulations in your jurisdiction
• Interfere with the proper functioning of the service

5. Payments and Financial Terms

Payment Processing

• We use third-party payment processors for all transactions
• Payment processing fees may apply as disclosed
• You authorize us to facilitate payments between users
• Dispute resolution follows our payment processor's policies

Subscription and Fees

• Basic features are free with optional premium subscriptions
• Subscription fees are billed in advance
• Cancellations take effect at the end of the billing period
• No refunds for partial subscription periods

6. Intellectual Property

SuperDivide and its content, features, and functionality are owned by us and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express permission.

7. User Content

You retain ownership of content you submit to SuperDivide. However, by using our service, you grant us:

• License to use, store, and process your content to provide the service
• Right to display your content to other group members as needed
• Permission to backup and secure your data
• Authority to delete content that violates these terms

8. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using SuperDivide, you consent to our data practices as described in the Privacy Policy.

9. Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. We may temporarily suspend the service for maintenance, updates, or other operational reasons. We are not liable for any inconvenience or losses resulting from service interruptions.

10. Limitation of Liability

To the fullest extent permitted by law, SuperDivide shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from your use of the service.

11. Termination

Either party may terminate this agreement at any time:

• You may delete your account at any time through the app settings
• We may terminate accounts that violate these terms
• We may discontinue the service with 30 days' notice
• Upon termination, your right to use the service ends immediately

12. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or in-app notification. Continued use of the service after changes constitutes acceptance of the new terms.

13. Governing Law

These terms are governed by the laws of [Your Jurisdiction] without regard to conflict of law principles. Any disputes will be resolved through binding arbitration or in the courts of [Your Jurisdiction].

14. Contact Information

If you have questions about these Terms of Service, please contact us: